What We Cover
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Medical Professional Liability (MPL) Insurance

CRICO's MPL policy offers unparalleled protection for claims alleging medical negligence. We insure the organizations and physicians affiliated with Harvard Medical School. Non-physician employees (including nurses) are automatically covered under their employer’s policy. 

Features of our policy:

  • Defense expenses are covered outside of policy coverage limits
  • Coverage is worldwide
  • Moonlighting is covered automatically for all staff physicians and may be extended for residents and fellows 
  • Good Samaritan acts covered

Physicians can find more details about their coverage in our physician portal. Other clinicians and employees of member organizations can contact their institutional risk manager for details.

CRICO also provides the following coverage policies to member organizations:

  • General Liability
  • Terrorism
  • Directors and Officers, Employment Practices, and (limited) Errors & Omissions
  • International Errors & Omissions
  • Specified Professional Liability

If you have any questions about our policies and the details of coverage, please contact a member of our Underwriting Department.

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