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FAQs About Telemedicine Coverage

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Q: Does CRICO provide coverage for telemedicine services?

A:

Claims arising out of telemedicine services are covered under the CRICO Medical Professional Liability (MPL) policies.  No notification or other action on your part is required for such coverage. As with any claim, coverage of a telemedicine claim is subject to any applicable exclusions, conditions, or other terms in the MPL policies.*

 

 

* Effective March 10, 2020, we have made enhancements to our policies that address coverage for the provision of telemedicine services across state lines in response to the Coronavirus crisis in violation, or potential violation, of state licensure laws. The new language makes clear that such activity is covered to the same extent as the provision of in-person medical services.

Q: Does telemedicine coverage apply to entities and individuals?

A:

If your hospital or practice group has entity-level coverage with CRICO, the entity, its CRICO-insured physicians and certified nurse midwives, and its CRICO-insured non-physician clinicians employed by the entity are covered for telemedicine activities. As with any claim, coverage of a telemedicine claim is subject to any applicable exclusions, conditions, or other terms in the MPL policies.*

 

 

*We expect that our member institutions and their offices of general counsel will ensure that their providers are properly licensed to conduct professional services wherever they are being delivered.  In addition, coverage for any non-physician clinician under the MPL Policies is limited to claims arising out of conduct within the scope of his or her employment.

This information provides only an overview of certain aspects of the Medical Professional Liability (MPL) Policies, but is not a contract. The MPL Policies are the legal documents that govern your coverage.


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