For work related to employment within their CRICO coverage, no.
CRICO-insured institutions and entities fully cover employees, including nurses, as long as their activities are within the scope of their employment. The policy limits are the same as for CRICO-insured physicians. As with physicians, CRICO/RMF assigns attorneys to represent the interests of CRICO-covered nurses and other employees who are named as defendants in malpractice claims. For activities such as supplemental part-time employment or volunteer clinical work outside their CRICO-affiliated institution--when the outside entity does not provide insurance coverage--nurses are advised to purchase their own insurance.
